Payment Options
Online payments are found at norsehub.luther.edu
- E-Check payments are free
- Credit Card payments are only accepted online (2.875% fee for credit or debit cards)
- You can watch a video on How to Make an Online Payment
International Wire Transfers for International Students and for U.S. Students Living Abroad
Luther College has partnered with a company called Flywire to offer a streamlined way to make international tuition payments. Flywire’s mission is to save international students and their family’s money that would otherwise be lost on bank fees or unfavorable foreign exchange rates. With Flywire, you can pay from any country and any bank. You are offered excellent foreign exchange rates, allowing you to pay in your home currency (in most cases) and save a significant amount of money, as compared to traditional banks. In addition, the posting of the payment into your Luther College account will be faster, you will be able to track where your payment is in the transfer process via a student dashboard, and you will be notified via email when it is deposited into our account.
Go to Flywire to begin the payment process
- Select the country from which your funds will be coming (typically your home country)
- Enter the payment amount (in U.S. dollars) you wish to make to your student bill (Check your web statement of account if unsure)
- Provide basic information
- Visit with your bank (via phone, online, or in person) to send funds from your bank to Flywire
- Flywire will convert your money into US dollars and send to Luther College
- Luther College will credit your student account
- You will receive an email confirmation when you payment is deposited into Luther College’s bank account.
- Through the Flywire student dashboard you will be able to track where in the transfer process your payment is.
- No matter your time zone, Flywire has dedicated multilingual customer support team available to you—accessible 24/7 via chat, Skype, email, and phone to answer your questions.
- In most cases, the U.S. dollar amount will be converted into your home currency at preferential exchange rates, which will translate into savings for you.
While we recommend Flywire because it is less expensive and more transparent, you may also do a wire transfer
The wire instructions for Bank of the West are:
Bank Routing (ABA) Number: 121100782
Account Number: Call 1-800-458-8437 ext 1015 for information
Account Name: Luther College
Reference Information: Students Name & ID #
Swift Code*: BWSTUS66 (*For international wires only.)
The mailing address for Bank of the West is:
120 W. Water Street
PO Box 110
Decorah, Iowa 52101
The telephone number is (563)-382-2991.
Credit balances due to over-payments or payments made by wire transfer will remain on the student billing account for future charges or returned to the sending institution. Luther College will not act as an intermediary for transference of funds through the credit balance refund process.
We offer a monthly payment plan which allows students and families to pay the semester bill in monthly installments, interest free.
The Monthly Payment Plan offers a maximum of five payments per term due July – November, and December – April.
We offer Electronic Funds Transfer (EFT) plans which is a secure transfer system that reduces the stress of writing checks and mailing payment.
There is no fee to enroll in the EFT plan. (Note: There is a $100 per semester charge for plans that do not use EFT)
A new application must be filled out each year.
To apply, fill out the application form and return to the Office for Financial Services by July 1st (for the five month) or August 1st (for the four month).
Monthly Payment Plan Application (2022-23) This pdf is a fillable form. [For best performance, use Google Chrome browser].
To submit your application via an encrypted system, upload here
https://liquidfiles.luther.
Your financial aid award most likely contained work study as one of the options to help you pay for college. In order for you to use a portion of your work study earnings to help pay for college, you must participate in the Work Study Payment Agreement.
Students may choose to apply a portion of each paycheck ($75, $100, $125, or $150) toward their student account. This will help students reduce costs while still having some money for day to day expenses.
Please complete the application and return it to the Office for Financial Services by July 1 (please keep a copy for your records). See the application for more details.
The full award is possible. See your calendar below to see the breakdown.
Direct Deposit
Even if you set up a work study agreement, we highly encourage setting up direct deposit. Hours that you work in May will be paid after the school year ends, so direct deposit means that you will receive your money faster. The student direct deposit form covers both payroll and non-payroll checks- which could happen if you earn more scholarships, grants, or loans.
Payments can also be made by a mailed check addressed to:
Office for Financial Services, 700 College Drive, Decorah, IA 52101
You can find information regarding VA Arrangements and Bank Wire below.
International students – Please consider using Flywire instead of wiring funds. Go to the International Students Payments page for more information.
The wire instructions for Bank of the West are:
Bank Routing (ABA) Number: 121100782
Bank Account Number: Call 1-800-458-8437 ext 1015 for information or email studentaccounts@luther.edu
Bank Account Name: Luther College
Reference Information: Students Name & ID #
For international wires only –
Swift Code*: BWSTUS66
Bank Account Number (Call 1-800-458-8437 ext 1015 for information or email studentaccounts@luther.edu)
Bank Account Name: Luther College
Beneficiary Address: 700 College Drive, Decorah IA 52101
Reference Information: Students Name & ID #
The mailing address for Bank of the West is:
120 W. Water Street
PO Box 110
Decorah, Iowa 52101
The telephone number is (563)-382-2991.
Credit balances due to over-payments or payments made by wire transfer will remain on the student billing account for future charges or returned to the sending institution. Luther College will not act as an intermediary for transference of funds through the credit balance refund process.
NordiCash is an account that allows Luther students to use their Luther ID card as a debit card. By pre-depositing money in this account, students may make “cashless” purchases at several campus locations. There are no fees associated with using NordiCash. If a student loses their ID, they simply need to tell dining services and the ID will be deactivated to protect against unauthorized purchases.
Where can a student use NordiCash?
NordiCash can be used in the Book Shop, Box Office, Cafeteria, C-Store, Nordic Brew, Marty’s, Oneota Market, Peace Dining Room, Mail Center, Sunnyside, PaperCut, and Document Center.
How can a student start a NordiCash account?
- Online – Go to norsehub.luther.edu and choose “Make a Payment” then “Pay a Deposit”.
- In person – Bring the Luther ID card and the payment to the Office for Financial Services.
- By mail – Mail the check or money order to the Office for Financial Services, Luther College, 700 College Drive, Decorah, Iowa 52101-1045. Include the student’s name, ID number, and NordiCash in the memo portion of the check.
Where can I check my NordiCash balance?
https://norsecard.luther.edu
What are the terms and conditions?
- The student must immediately report a lost or stolen card to the Dining Services Office.
- The college is not responsible for the use of a lost or stolen card before it is reported to the Dining Services Office. They will then deactivate the card, protecting the remaining balance.
- The student must protect and maintain the condition of his/her card. A nonrefundable fee of $25.00 is charged to replace lost or stolen cards.
- No cash withdrawals are permitted.
- The card may only be used by the student.
- Statements are available on-line at https://norsecard.luther.edu.
- The student is responsible for observing the amount and account charged during each use.
- Balances will be maintained from year to year. Funds will be refunded at the end of the student’s time at Luther.
Students who are paying for January term (J-Term) or program travel (ex: music groups) are required to make an initial deposit and subsequent installments as specified by Program Director.
Options of paying a deposit and/or installments:
- Online Payments using e-check or debit/card card – see below*
- Cash or check – checks can be mailed to Luther College, Attn: Student Accounts; cash or checks can be dropped off at Student Accounts on 1st floor of Main (Room 120).
- Loan Proceeds – see details at Fin Aid’s website. Complete and return the Student Receivable Refund / Transfer Request form to notify Student Accounts to allocate these proceeds to your trip account. Select I would like my credit transferred to pay for program trip expenses. Enter the $ amount of proceeds
- 529 Funds – funds can be mailed to Luther College, Attn: Student Accounts by your provider. Be sure to provide your name and student ID # to provider to put on check voucher. Complete and return the Student Receivable Refund / Transfer Request form to notify Student Accounts to allocate these proceeds to your trip account. Select I would like my credit transferred to pay for program trip expenses. Enter the $ amount of proceeds
- Scholarships – see details at Financial Aid’s website. Scholarship funds will be applied and posted to student’s account a few weeks before the trip.
*Online Payments – Initiated by Student
- Log onto Norse Hub
- Under Student Finance menu, choose Pay a Deposit
- Select Payment Type = as applicable to your program [Music Tour Deposit, J-Term Off Campus Program] from drop down list
- Click on Make a Payment button
- Enter student ID [enter leading zeros for 7 digit number]
- From Deposit Type = as applicable to your program from drop down list
- Enter payment amount
- Select payment option – debit/credit card has 2.5% processing fee added, e-check is free
- Select Continue button
- Accept terms of payment
- Complete Payer Information and card/bank account numbers
- Check I am not a Robot box
- Select Continue button
*Online Payments – Initiated by Parent:
- Log onto https://www.officialpayments.com
- Choose Education Payments. [If using smartphone, will need to select Make a Payment first]
- Select State = Iowa from drop down list
- Select Payment Entity = Luther College from drop down list
- Select Payment Category = Deposit Payment from drop down list
- Select Payment Type = as applicable to your program [Music Tour Deposit, J-Term Off Campus Program] from drop down list
- Click on Make a Payment button
- Enter student ID [enter leading zeros for 7 digit number]
- From Deposit Type = as applicable to your program from drop down list
- Enter payment amount
- Select payment option – debit/credit card has 2.5% processing fee added, e-check is free
- Select Continue button
- Accept terms of payment
- Complete Payer Information and card/bank account numbers
- Check I am not a Robot box
- Select Continue button
Veterans and Military Payment Arrangements
Luther College is committed to providing Veterans and current members of the Armed Services with support for their academic and personal success.
If you are eligible for VA tuition benefits, please bring your certificate of eligibility or a valid VAF 28-1905 to the Office for Financial Services. A special payment arrangement will be established for the amount of your tuition benefit. This will mean you don’t receive late charges or account holds for the benefit amount as we wait for payment.
The remainder of your tuition will be due following the regular guidelines and may incur late charges if the amount is $1,000 or more, or you haven’t completed your financial aid documents by October (for Fall) or March (for Spring).
Veterans Benefits and Transition Act of 2018
Luther College will not impose any penalty including the assessment of late fees, denial of access to classes, libraries or other institutional facilities and/or the requirements that a Chapter 31 or Chapter 33 recipient borrow additional funds to cover the individual’s inability to meet his or her financial obligations to the institution due to the delayed disbursement of a payment by the U.S Department of Veteran Affairs.