There are several ways a family can handle payment of tuition, fees, room and board. First, use the Cost Estimate Worksheet to determine what your estimated remaining cost will be for the academic year. Once the yearly cost is determined, review the options listed below that can either be used alone or in combination with one another to pay the bill.

We do our best to make it easy for you and your family to pay your bill.  We have multiple options for payment.

You can pay your bill in the following ways:

1. Online Payment at my.luther.edu
   
   • E-Check payments are free
   • Credit Card payments are only accepted online (2.5% fee for credit or debit cards)
2. Flywire (domestic and international wire payments)
3. Bank Wire
4. Mailed Check
   • Office for Financial Services, 700 College Drive, Decorah, IA  52101
5. Monthly Payment Plan
   • This plan divides your semester balance ( or part of it ) over 4 or 5 months.
   • A new application is required each year.
6. Work Study Payment Agreement
   • This plan will allow you to apply up to 90% of your work study earnings toward your balance
   • A new application is required each year
7. VA Arrangement
   • For current military and veterans

Alternative Payment Options

The Financial Aid Office has information regarding alternative financing options, which assist families and students with spreading out educational expenses over an extended period of time.

For specific information and application materials, please contact the Financial Aid Office at 563-387-1018 or 800-458-8437 ext. 1018.   [Note: Most private loans require three weeks to process and should be done for the full year’s balance. Please begin the application process early enough to have loans approved by the processor prior to August 10.]

Important Deadlines

In June (July for returning students), you will receive a statement of account showing your basic charges (for example: tuition and fees) and credits (for example: financial aid awarded) for fall semester. In December, you will receive a statement of account showing your charges and credits for spring semester. 

August 10: Fall balance is due.

January 10: Spring balance is due.

See Understand Your Account for more information.

Financial Aid is an important part of covering the cost of tuition and fees.  You can fill out your FAFSA starting October 1st.

See More information on How to Apply for Aid here.