Student Accident & Sickness Plan
We are pleased to announce the implementation of a new Student Accident & Sickness Plan that has been designed for both insured and uninsured students, believing that it will assist you in your overall health in a very cost-effective way. You will be receiving more detailed information about the plan over the summer.
Students with no primary coverage will find that the plan complements the services provided through the Student Health Center.
Students covered by another insurance plan should determine if there are any changes in coverage while away from home. There may be specific procedures
required for access to non-emergency services, in addition to any deductible and co-pay obligations. This Student Accident & Sickness Plan may be a wise investment as these costs may be covered by the Plan. The Plan is not intended to replace an existing major medical plan as some of the outpatient benefits are limited; however, it is a great opportunity to supplement existing coverage.
Students engaged in intercollegiate sports and are covered under an athletic policy only, are covered for accidents that occur while engaged in intercollegiate sports. They are not covered for strep throat, viral infections or pre-existing conditions. For this reason, we strongly encourage participation in the Student Accident & Sickness Plan.
The Plan covers sickness as well as accidents on a 24-hour basis, both on and off campus for the entire 12-month academic year. The annual cost of the Plan is $490.
Participation in the Plan will be mandatory for full-time students starting Fall 2009 unless evidence of other insurance coverage is provided. Students will be allowed to waive the Student Accident & Sickness Plan by going to the Luther College website, linking to the Insurance website, and completing a waiver form with detailed primary insurance information. A brief description of the Plan may be found on the Luther College website. The waiver form and more detailed information will become available after June1, 2009.
If you have any questions, please let one of us know.
JoEllen Anderson, Administrative Director of Health Services
Ann Highum, Vice President and Dean for Student Life
